FAQs

A secured loan on your home is a mortgage. The money received from your mortgage lender is known as the mortgage advance and the mortgage deed refers to the formal document that confirms the mortgage provider’s interest in your new home. A mortgage offer is a formal offer of a mortgage made for you by your mortgage provider.

Your new home is insured by Miller Homes until the moment of legal completion. From then on you are responsible for the insurance of both the buildings and its contents.

Your mortgage lender will insist on building insurance. They may recommend an insurer but you should also be able to shop around for the best deals - please check with your lender on the type and amount of cover required.

Contents insurance can in many cases be included within the building insurance policy. However you can have separate insurance providers for buildings and contents. It is your choice whether to insure your contents or not.

Yes you can; please e-mail our experienced team at [email protected] with your details and which development you are interested in. They will confirm whether it is still available for purchase and price. They will then ask a few simple questions to ensure you are in a position to reserve a property.

You will be sent a reservation form to complete and we will hold the property for 72 hours while the form is being completed. During the reserved period your new home will be withdrawn from sale and will no longer be subject to any price increase. The reservation fee is a non-refundable £250.00 but forms part of purchase price provided a purchase is made.

Unless buying off plan we will ask you to exchange contracts and pay a deposit on exchange, which is usually no more than 28 days after reservation. Any reservation fee and deposit will be deducted from the price of your new home.